What is the job of a real estate agent? To provide information. Period. Your job as principal is to gather as much good, meaningful information as possible and then make the ultimate decision. Your real estate agent is no different than your accountant, attorney or any other professional you hire. A wise management truism for […]

Whether refinancing or putting a new mortgage in place, the cautions are the same. There are three main issues: (1) Costs, (2) Rate/Maturity, and (3) Restrictions.
Costs: Many costs come in multiple choice packages and many costs are negotiable. Be aware of all the costs and options. Some lenders use costs to disguise the real rate […]

For a straightforward explanation of how the Federal Reserve works and its affect on interest rates, refer to the NetGain Essay “Interest Rates - How Do They Change, Who’s Affected, and Where Are They Going?”.