Wells Fargo Chairman Dick Kovacevich and CEO John Stumpf told an analyst that they expect their community bank rivals to suffer more than the bigger banks from problems with commercial real estate loans.
The San Francisco company’s top brass told RBC analyst Joe Morford that they expect Wells Fargo will benefit from its customer relationships and […]

Predicting the direction of interest rates makes for good media sound bites, but is of little value to commercial real estate investors. Commercial real estate investors don’t need to know where interest rates are going and should not attempt to play the interest rate guessing game. There are two possible questions concerning the interest rate […]

Real estate lending and success continue to be an ongoing dichotomy. Success still seems to elude real estate lenders. Because NetGain is concerned about the real estate industry, and because the success of real estate lenders is vital to the overall economy, this essay is being addressed to the real estate lending industry. Real estate […]

Whether refinancing or putting a new mortgage in place, the cautions are the same. There are three main issues: (1) Costs, (2) Rate/Maturity, and (3) Restrictions.
Costs: Many costs come in multiple choice packages and many costs are negotiable. Be aware of all the costs and options. Some lenders use costs to disguise the real rate […]