Mortgage lenders swing from one extreme to another. A short time ago they were giving mortgage money away. You didn’t need a down payment or a good credit score. Today, there are less lenders available and those in the market are going the other way to an extreme.
The best strategy for getting a mortgage today […]

Recently, one of our visitors questioned what NetGain meant by “taking a fresh look at the business model of income property.” A fresh look means a re-examination of the business model. Income property is an operating business, and the business model for an operating business is descriptively and mathematically summarized within its profit and loss […]

The Royal Bank of Scotland (RBS) has advised clients to brace for a full-fledged crash in global stock and credit markets over the next three months as inflation paralyses the major central banks.
“A very nasty period is soon to be upon us — be prepared,” said Bob Janjuah, the bank’s credit strategist. The same person […]

First make sure you get an accurate picture of the current market. The sales price for comparable properties can be very deceiving. It is important to note that the price at the close of escrow was a price negotiated two months earlier. Given the trend of the market, there has to be an appropriate adjustment […]